Pro package
Household Budget & Savings Tracker
Monthly budget vs actual by category, a transaction log, needs/wants/savings split and up to six savings goals.
Excel · SheetsMonthly budget vs actual by category, a transaction log, needs/wants/savings split and up to six savings goals.
What's included:
- Budget by category, tagged need, want or saving
- Transaction log with who-spent column
- This month: budget vs actual and what's left
- Needs / wants / savings vs your targets
- Six savings goals with months to go and target dates
- Google Sheets, Excel and LibreOffice
Preview: what's inside
Settings Settings
| Setting | Value |
|---|---|
| Monthly take-home pay | 4,800.00 |
| Target: needs | 50% |
| Target: wants | 30% |
| Target: savings | 20% |
| Month to review (any date in it) | 2026-11-01 |
Summary This month
- Take-home pay
- Spent on needs
- Spent on wants
- Put into savings
- Needs as % of pay (target in Settings)
- Wants as % of pay
- Savings rate
- Unspent this month
Sheet Budget — Monthly plan per category. Actual is for the month chosen in Settings.
| Category | Type | Monthly budget | Actual this month | Left | Status |
|---|---|---|---|---|---|
| Housing | Need | 1,450.00 | auto | auto | auto |
| Utilities | Need | 210.00 | auto | auto | auto |
| Groceries | Need | 620.00 | auto | auto | auto |
Sheet Transactions — Log spending. Month fills in from the date.
| Date | Description | Category | Amount | Who | Month |
|---|---|---|---|---|---|
| 2026-11-01 | Rent | Housing | 1,450.00 | Shared | auto |
| 2026-11-02 | Supermarket | Groceries | 86.40 | Shared | auto |
| 2026-11-03 | Bus pass | Transport | 64.00 | Person 1 | auto |
Sheet Goals — Up to six savings goals.
| Goal | Target | Saved so far | Monthly contribution | Still needed | Months to go | Target date | Progress |
|---|---|---|---|---|---|---|---|
| Emergency fund (3 months) | 9,000.00 | 2,400.00 | 450.00 | auto | auto | auto | auto |
| Holiday | 1,800.00 | 300.00 | 150.00 | auto | auto | auto | auto |
| New laptop | 1,200.00 | 0.00 | 100.00 | auto | auto | auto | auto |
Preview generated from the actual file: sample rows are example data you replace with your own; formulas fill the calculated columns.
Good to know
- Instant digital download. Nothing physical is shipped.
- Licensed for personal and single-business use.
- 30-day fix-or-refund if a file doesn't work as described (terms).
- Support: eclipsekingdom.support@gmail.com